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The results are in.


That’s according to a study by WalletHub, a personal-finance website.

To determine the most livable beachside communities for 2019, WalletHub compared 192 cities across 62 key metrics for “livability.”

The study was divided into two categories, lake beach towns and ocean beach towns (Naples fell into the second category, though it’s bordered by the Gulf of Mexico, not an ocean).

The data used for the study included everything from housing costs to water quality.

In order to determine the best beach towns in America, WalletHub compared cities based on metrics that fell into six categories: affordability, safety, weather, economy, education and health, and quality of life.

Each metric was graded on a 100-point scale, with a score of 100 representing the most favorable conditions for beach-town living.

A city’s total score was based on the weighted average across all metrics.

Naples’ score came in at 65.61.

Lahaina, Hawaii ranked second with a score of 62.81.

Here’s how Naples ranked on some of the metrics, with a 1 equating to best and a 73 representing average:

46th – for the median household income (adjusted for cost of living)
19th – for the median annual property taxes
34th – for the percentage of for-sale waterfront homes
7th – for the water temperature
17th – for the violent crime rate
65th – for the foreclosure rate
1st – for the nightlife establishments per capita
44th – for the quality of beach water
Nearby Marco Island ranked 47th on the list of best beach towns to live in. Meanwhile, Bonita Springs landed at 66th.

The top 10 included several other waterfront communities in Florida: Boca Raton (5th), Sarasota (6th) and Venice (10th).